So, this is a discussion that i had lately with both colleagues and clients
With the market slowed down the way it is, are subject to sale offers back at play?
Well....not necessarily, and it depends on who you talk to. So, here is my take on subject to sale offers here in 2026.
If you were to write a subject to sale offer on my listing, i wouldn't be inclined to be working with it. And here are three reasons why.
1. The sole reason of a slow market shouldn't be a reason why i should work with a subject to sale offer. It just isn't. I'll work with subject to sale offers in a busy market, but theres just more to consider than the fact that its the only offer in front of me: the current market of my listing, the market of the other property for sale, if its even on the market, how its positioned and more.
2. If a slow market is the reason why you're writing a subject to sale offer, then our side has to wait for your property to sell in the exact same market conditions. It doesn't really seem to be intriguing.
3 And lastly, this is whats unique about the slow market in 2026. For the last 3 years, it's easier to be qualified to purchase a property. In the last year, we've seen declines in interest rates, mortgage regulations being a little bit more relaxed as well as dropping prices. All elements that make today's buyers more qualified than lets say 5 years ago.....theres just, definitely not even as close to as many buyers as there is inventory. So, its hard to work with a subject to sale offer knowing there are bona fide buyers out there.
So, its not a matter of not being incooperative when being presented a subject to sale offer.
Its a matter of:
1. Being knowledgable on both sides of the market
2. Working in MY clients best interest and
3. Setting realistic expectations to both parties.
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